Adios, March. Hola, April.

Posted by edieg@att.net on April 1, 2017 in Home Economics |

Hello, fellow learners. Today is the last day of March, and I don’t know why exactly, but I have a feeling that April is going to SAIL by us. Let’s make sure we are extra prepared finance-wise. Take a look at your spending over the month of March, and look at what expenses you know are different for April. Some things to consider are:
1. Property taxes in CA are due by April 10th to avoid any penalties.
2. Even if you don’t file your taxes by April 18th this year, you still have to pay the total amount due by then!
3. What other expenses are due in April that are one-time or irregular to April?
I have devised a system of creating a “Pie,” a pie chart with 10 different categories of spending. More to follow on that, but let’s just start with the category most in your control. Food.

First, estimate how much you think you spend on food each month. Then, add up all of the food expenses for March. Make sure to include your ATM withdrawals if you usually spend all of your cash on food related items (if not, allocate a portion). Include tips at restaurants, all dining including fast food of course, and all groceries. How does that compare to your estimate?Be on the lookout for my system of tracking your spending in these 10 different categories. Do a little planning ahead today to make your April your best month yet!

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